Fast & Flexible Business Funding
The Best Funding Offer For Your Business
Can't Get a Bank Loan? We Can Help.
Traditional banks turn down 80% of small businesses due to strict requirements. If you need funding without the hassle, we’ve got you covered.
✅ No Collateral Required
✅ Fast Approval – Funds in 24-48 Hours
✅ Flexible Short & Long-Term Programs
What Can Our Funding Do For YOU?
Imagine the possibilities when you have the right financial support at your fingertips. With fast, flexible funding, you can focus on growing your business.
Use Your Funds for Any Business Need:
- Grow Your Business – Scale faster with the capital you need.
- Purchase Inventory & Supplies – Keep up with demand.
- Upgrade Equipment & Repairs – Stay competitive with the latest tools.
- Furniture & Fixtures – Improve your business space.
- Expand or Renovate – Take your business to the next level.
- Hire Employees – Build your dream team.
- Pay Down Operational Costs – Keep cash flow steady.
- Cover Payroll & Taxes – Meet obligations without stress.
We’ll Find You the Best Funding Offer
🚀 Get Matched with 20+ Top Business Funders for the Best Approval Offers
📌 Business Funding Made Simple. Get the Best Offer—Fast!
How It Works
Step 1 - Apply
Complete our quick online application with basic business details. Upload three months of bank statements, a voided check, and a driver’s license. No hard credit pull—just fast, hassle-free processing.
Step 2 - Get Matched to Your Best Funding Options
A dedicated funding specialist will connect you to the best offers from our network of top providers, ensuring you receive the most competitive terms tailored to your business needs.
Step 3 - Access Your Funds
Once approved, receive your funds within 24-48 hours and start growing your business!
The Best Odds for Approval
💼 Apply Once – Access 20+ Lenders Without the Hassle
🏦 Providers Compete for Your Business – Get the Best Offers
🔍 Soft FICO Check Only – No Hard Credit Pull
If you meet the minimum qualifications below, you have an 80% chance of approval from at least one of our 20+ funding providers.
💡 No Collateral Required | Simple Online Application | Quick Approvals
Fast Business Funding with No Restrictions
Use your funding however you need—whether it’s to increase revenue, cover unexpected expenses, or seize a time-sensitive opportunity.
💰 Fast Access to Working Capital – No waiting months like banks require.
📊 Flexible Terms & Repayment Options – Tailored to your business.
🛡️ No Impact on Credit Score – No hard inquiries.
We Provide Small Businesses with the Capital They Need to Grow!
Unlike traditional banks, your approval is based on business cash flow—not just credit scores.
📈 We understand small businesses and help fund your growth, expansion, and stability—whether you need to buy inventory, upgrade equipment, or launch a marketing campaign.
🚀 Ready to Get Funded? Apply Now & See How Much You Qualify For!
Frequently Asked Questions
Please reach us at funding@the290fg.com if you cannot find an answer to your question.
If you meet the minimum qualifications below, you have an 80% chance of approval from at least one of our 20+ funding providers.an answer to this item.
- Business revenue of $15,000+ per month for the last three months.
(verified through bank statements).
- A business checking account in the same name as the entity applying for funding. (personal accounts do not qualify).
- Owner FICO score of 550 or greater.
(lower than most traditional lenders require).
- Minimal days with a zero balance and limited NSF occurrences in the last month.
** Our process is designed to approve businesses faster and more often than banks,
with no collateral required and a simple online application.
- The amount you can qualify for is typically between 50% and 200% of your Total Monthly Business Revenue.
Ex: If your business does a 3 month average of $50,000/month in monthly sales, you may qualify for $25,000 to $100,000. (.5 to 2X)
- These are short-term advances and loans, so lenders evaluate your current monthly sales and average daily bank balance to determine a daily or weekly payment your business can afford. From there, they work backwards to calculate your approval amount.
** Keep in mind that if you already have existing loans or advances with other lenders
in this space, the amount that you qualify for may be reduced to help offset these
additional financial responsibilities.
- Repayment terms can range from 4 to 18 months, with the average term being around 9 months. Terms may be extended as a result of the loan amount and qualifications determined during the discovery call with your Account Executive.
** This ONLY applies to the Larger Fundings of $20K or more thru Bank Breezy **
- Lenders look at your current sales and bank activity to determine what is affordable. Shorter terms and payment amounts are based on what the lender believes your business can handle - even if your sales stay the same.
The main objective or goal of the funded amount is to provide the business with an influx of capital to help increase their sales and performance, making repayment even easier over time.
** In many cases the client may become eligible for additional fundings, once they have
made consistent and timely payments. This can occur even before the initial advance
is still being paid off. Clients can ask for a new loan for a larger amount and pay of the
existing loan at the time of funding creating a new influx of fresh capital.
Unlike traditional Credit Cards or Commercial Bank Loans, Alternative Funding uses a flat “Cost of Capital” equation when calculating the amount to be charged.
- The Cost of Capital typically ranges from 1.18 to 1.5 times the amount advanced.
** Each loan rate amount is calculated during the approval process and can be
higher than the rate used in this example as a result of the business performance
and credit profile of the borrower.
Ex: If your business receives $30,000 as the funded amount, your total repayment
can range from $35,400 to $45,000 over 6 to 18 months.
The time it takes to receive funding can vary depending on the lender and the specifics of each application. Generally, funds from an Alternative Funding approval can be available in as little as 24-48 hours in most cases.
** There are several contributing factors in the time it takes from the beginning of the
Application Process, through Approval and Discovery and varies from lender to lender.
** Completing and submitting the application for approval requires the borrower to
upload Bank Statements, Driver’s Licenses and a voided check to prove ownership.
- A Traditional Bank Loan at 12% APR over 5 years would cost about 1.34 times the borrowed amount, meaning a $30,000 loan would result in a $40,200 repayment.
** A Typical Alternative Funding Loan for $30,000 will range from $35,400 to $45,000
with a much shorter timeframe for repayment allowing you to pay it off sooner!
- Traditional Bank Loans are becoming more and more challenging for the average business owner to secure due to continually increasing restrictions and requirements set forth by the Banking Industry.
- Traditional Bank Loans can take 30 - 90 days or longer to get approved or denied.
- Traditional Bank Loans require High Credit Scores, (often 750 and above), Long and Proven Track Records of Success in Business, Collateral, and more.
** These are just a few of the reasons that so many Businesses across America are in the
market for Alternative Funding vs. Traditional Banking. Our streamline application
application and fast approval and funding will get you the funds you need in a flash!
The answer is NO! There are No Restrictions on how you use the funds. While most business funding is acquired to increase revenue and profits, such as purchasing inventory at a discount, expanding operations, or covering unexpected expenses,
You decide how to use the capital based on your business needs.
These advances are designed to provide flexibility for the borrower, whether you are looking to scale, stabilize cash flow, or seize a time-sensitive opportunity.
** This is yet another reason that Alternative Funding is growing at an exponential rate
and so many Business owners are taking advantage of its flexibility.
The majority of Alternative Funding Loans offered by David Allen Capital DO NOT require a “Hard” Credit pull. Typically, receiving a funding advance does not directly impact your credit score because providers usually do not require a hard credit check that would appear on your credit report. In a lower funding situation where Credit Score or Business performance is a concern it may be necessary to pull credit for funding.
See How Much You Qualify For - Apply in Minutes
About Us
Independent Agent
We're Here To Help
We're Here To Help
We are an Independent Agent offering our services to help you find the best alternative business funding for your company. Your Information is Safe & Secure.
We're Here To Help
We're Here To Help
We're Here To Help
We understand small businesses and help fund your growth, expansion, and stability—whether you need to buy inventory, upgrade equipment, or launch a marketing campaign. 10 Years Experience & $10 Billion Funded To Thousands of Businesses.
Our Unique Approach
We're Here To Help
Our Unique Approach
We assess your business holistically, offering fast approvals and flexible terms to help you grow and scale without delays.
🔹 No lengthy paperwork
🔹 Funding options for all industries
🔹 Transparent, secure, and confidential
Contact Us
Need Money?
Reach out with any questions or to set up a meeting to discover the best path to get your business funding!
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